How to Apply for Ayushman Bharat Card
Complete step-by-step guide to apply for AB-PMJAY health insurance scheme and get your golden card
Ayushman Bharat Card Application Process
The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) provides health cover of ₹5 lakh per family per year for secondary and tertiary care hospitalization. Follow these steps to apply for your Ayushman Bharat card:
Step-by-Step Application Process
Check Your Eligibility
First verify if your family is eligible for the scheme. The program automatically includes families listed in the Socio-Economic Caste Census (SECC) 2011 database. You can check your eligibility:
- Online at Official Website – Click Here
- By calling the helpline number 14555
- By visiting your nearest Common Service Center (CSC)

Gather Required Documents
Prepare the following documents for your application:
- Ration card (if available)
- Aadhaar card of family members
- Mobile number linked with Aadhaar
- Caste certificate (if applicable)
- Income certificate (if required)
- Bank account details (preferably Jan Dhan account)
Choose Your Application Method
You can apply through multiple channels:
Online Application
Visit the official PMJAY website and fill the application form with all required details.
Apply OnlineCommon Service Center (CSC)
Visit your nearest CSC with all documents. The operator will help you complete the application process.
Hospital Empanelment Cell
Many empaneled hospitals have application assistance cells to help beneficiaries register.
Submit Your Application
After completing the form and attaching documents, submit your application. You’ll receive an acknowledgment receipt with a reference number.
Verification Process
Your details will be verified against the SECC database and other government records. This typically takes 15-30 days.
Receive Your Ayushman Card
Once approved, you’ll receive your Ayushman Bharat Golden Card either:
- Digitally through your registered mobile number
- Physically via post at your registered address
- For CSC applications, you may collect it from the center
Important Notes
No Application Fee: The Ayushman Bharat card application process is completely free. Beware of agents asking for money.
Family Coverage: One card covers all family members (as per SECC data) including spouse, children and parents.
Portability: The card can be used across India at any empaneled hospital.
Frequently Asked Questions
Typically, it takes 15-30 days from application submission to receive your Ayushman Bharat card, provided all documents are in order and your eligibility is confirmed.
Currently, only families identified in the SECC 2011 database are eligible. However, some states have expanded coverage to include additional beneficiary categories based on state-specific criteria.
You can get a duplicate card by visiting your nearest Common Service Center or contacting the Ayushman Bharat helpline at 14555. The digital version is always available through the PMJAY app.
While Aadhaar is preferred for identity verification, it is not mandatory. You can use other government-issued ID proofs if you don’t have Aadhaar.
You can check your application status:
- Online at mera.pmjay.gov.in
- Through the PMJAY app
- By calling the helpline 14555
- At your nearest Common Service Center